Our Terms and Conditions were last updated on:

Last Modified: July 17, 2025

Please read carefully. By purchasing this product, you (herein referred to as “Client”) agree to the follow terms stated herein.

PROGRAM/SERVICE

Empowered Lives Inc. (herein referred to as “Company”) agrees to provide “scope of services” listed below, (herein referred to as “Program”). Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.

DISCLAIMER

The Company is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician, or financial analyst, psychotherapist or accountant. Client understands that Company has not promised, shall not be obligated to and will not; (1) procure or attempt to procure employment or business or sales for Client; (2) perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto; (3) act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy. Client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.

SCOPE OF SERVICES

The Program includes the following services, designed to support the Client in achieving their business goals: 

1.         Access to the Digital Wealth Academy course and its exclusive online community as well as live trainings as available.

2.         1-on-1 Coaching: Two (2) 45-minute personalized coaching sessions over phone or zoom to provide guidance, strategic planning, and tailored solutions, including, but not limited to:  offer/course creation, website building, email campaign development, sales and marketing automations, conversion optimization, and social media strategy.

3.         Website Template:  Access to their Systeme.io website template that MUST BE PERSONALIZED by Client to include their contact information and personal story. 

4.         Email Template: Email drip campaign templates that MUST BE PERSONALIZED by Client to include their contact information and personal story. 

5.         Sales Webinar: Upon release of the Sales Webinar, Client is allowed to invite prospects to attend at no charge for the term of this agreement.

6.         Mindset Training: Client can attend and invite prospects to attend at no charge as long as the Mindset Trainings continue.

TERM

This Agreement shall enter into force on the date of purchase of the Program by the Client. It shall remain in force for a period of twelve (12) months.

This Agreement may be renewed only by the written consent of the Parties.

FEES

The fee for the Program is $497.00 USD.

REFUND POLICY

Due to the nature of this Program and the digital resources that are provided, purchases are final and no refunds will be provided. Once payment is made for the Program, fees are 100% non-refundable. Services (e.g. coaching calls, may be used at any time up to twelve (12) months from the date of purchase.)

CONFIDENTIALITY

The Company respects Client’s privacy and insists that Client respects the Company’s and Program Participants (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program participants or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum or otherwise. Client agrees not to use such confidential information in any manner other than in discussion with other Participants during Program. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss and theft. Client agrees not to violate the Company’s publicity or privacy rights. Furthermore Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to; names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, the Company will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product you agree that if you violate or display any likelihood of violating this session the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

NON-DISPARAGEMENT

Except as otherwise required by law, Client acknowledges and agrees to not make any statement, written or verbal, to any person or entity, including in any forum or media, or take any action, in disparagement of the Company or any of the other Releasees, including, but not limited to, (i) negative references to the Company’s or its products, services, partners, directors, officers, managers, members, interest holders or employees, or (ii) the taking of any other action that may disparage the Company to the general public and/or the Company’s or employees, customers, potential customers, vendors, potential vendors or business partners.

CLIENT RESPONSIBILITY

Program is developed for strictly educational purposes ONLY. Client accepts and agrees that Client is 100% responsible for their progress and results from the Program. Company makes no representations, warranties or guarantees verbally or in writing. Client understands that because of the nature of the program and extent, the results experienced by each client may significantly vary. Client acknowledges that as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that Client will reach their goals as a result of participation in the Program. Program education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Company assumes no responsibility for errors or omissions that may appear in any program materials.

FORCE MAJEURE

Neither party shall be liable for any failure or delay in the performance of its obligations under this Agreement (other than payment obligations) due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, fire, flood, storm, war, terrorism, civil unrest, labor strikes, pandemics, public health emergencies, government orders or restrictions, power outages, or failure of suppliers, internet service providers, or other third-party services (each a "Force Majeure Event").

The affected party shall promptly notify the other party in writing of the Force Majeure Event and use reasonable efforts to resume performance as soon as practicable. If the Force Majeure Event continues for a period exceeding thirty (30) days, either party may terminate this Agreement upon written notice to the other, without further liability except for obligations already accrued.

This clause shall be interpreted in accordance with the laws of the State of Louisiana.

CHARGEBACKS AND DISPUTED PAYMENTS

Client agrees that all payments made for coaching services under this Agreement are final and non-refundable, except as expressly stated herein. In the event of a billing dispute, Client agrees to contact the Company to attempt to resolve the issue prior to initiating a chargeback with their financial institution.

 Client further agrees not to initiate any chargebacks without first providing the Company with an opportunity to address the issue. Unauthorized chargebacks shall constitute a material breach of this Agreement and may result in immediate termination of services, at the Company's sole discretion.

 If a chargeback is initiated and subsequently resolved in the Company’s favor, Client agrees to reimburse the Company for any chargeback fees, legal fees, collection costs, and any other expenses incurred in connection with the dispute. The Company reserves the right to report non-payment or fraudulent chargebacks to relevant credit reporting agencies or pursue legal remedies as allowed by law.

SEVERABILITY/WAIVER

If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.

LIMITATION OF LIABILITY

Client agrees they used Company’s services at their own risk and that Program is only an educational service being provided. Client releases Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, Instructors, guides, staff, Participants, and related entities any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Programs. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Company will not be held liable for any damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services or enrolment in the Program. Company assumes no responsibility for errors or omissions that may appear in any of the program materials.

GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State of Illinois.

ALTERNATIVE DISPUTE RESOLUTION

Any dispute or difference whatsoever arising out of or in connection with this Agreement shall be submitted to arbitration/mediation/negotiation (circle one) in accordance with, and subject to the laws of the State of Florida.

ASSIGNMENT

Client may not assign this Agreement without express written consent of Company.

MODIFICATION

Company may modify terms of this agreement at any time. All modifications shall be posted on the Company’s website and purchasers shall be notified.

TERMINATION

Company is committed to providing all clients in the Program with a positive Program experience. By purchasing this product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines, engages in harassment or disparagement of the Company or any of its representatives, impairs the participation of the other participants in the Program or upon violation of the terms as determined by Company. Client will still be liable to pay the total contract amount.

INDEMNIFICATION

Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of my payment for the right to participate in Company’s Programs, the undersigned, my heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge Company and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in a equity arising from my participation in the Programs.

EARNING DISCLAIMER

Every effort has been made to accurately represent this product and its potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not position this product as a “get rich quick scheme.” Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward-looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

DUTY TO READ

I accept that under this agreement, I have a duty to read these terms of participation policy, and have done so. Furthermore, I understand and accept that I am precluded from using lack of reading as a defense against all remedies contained herein.

Empowered Lives, Inc.

Our Refund Policy was last updated on July 17, 2025

Digital Products Refund Policy

Purchase Terms of Agreement

The purchase of digital products, including PDF downloads and online material is subject to the following terms and conditions. Consumers are advised to review carefully before making any purchase.

All transactions for purchase are intangible products, pdf downloads, resources material, and online content are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.

Since your purchase is a digital product, it is deemed "used" after download or opening, and all purchases made on www.empoweredlivesinc.com or websites operated by Empowered Lives Inc. are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.

We reserve the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.

If you do not receive the digital product link or download option upon purchasing, you can immediately contact phil@empoweredlivesinc.com with your transaction/payment details to ensure your product is delivered as soon as possible.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.